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Products | Mechanical Breakdown Insurance

Common mechanical breakdowns can still be financially crippling to fix

  • Transmission failure – between $2,500-4,000
  • Timing belt failure, usually results in major engine damage costing from $2,000 upwards
  • Engine head gasket breakdown – upwards of $1,000
  • Computer failure – upwards of $500

Vehicles are becoming more technically advanced and mechanically sophisticated. But, this also means vehicles are requiring repairs more often and at a greater parts and labour cost than ever before. A mechanical breakdown can be an extreme financial burden for those who not only have to make repayments on their vehicle but at the same time find money to pay for costly repairs.

Our Mechanical Breakdown Insurance can provide you with the protection, and therefore the peace of mind, against sudden and unforeseen failure of an extensive range of mechanical and electrical components.

Your vehicle only has to be in a garage being repaired for one day to recover the cost of our Mechanical Breakdown Policy

PLUS

  • Your credit rating remains intact because you are still able to meet existing payments instead of servicing repair costs
  • In partnership with the Automobile Association, we ensure 24 hour, seven days a week peace of mind by providing roadside assistance if your car is not drivable due to a break down
  • There are no claim forms to fill out. The repairer will telephone Southbury Insurance for an authorisation to repair your vehicle and these costs are then paid directly to the repairer
  • The policy includes provision for towing, car rental and accommodation if required

Please see the Southbury Insurance Mechanical Breakdown policy for a full list of terms, conditions and exclusions.

Download Policy documentation

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